Sunday, 17 November 2013

Retail Banking in Asia Pacific - Insights and Trends

Retail banking in the Asia-Pacific region is growing at a fast pace. By 2017, it is expected that financial assets in the region would be much more than the European assets. This will make Asia-Pacific a big wealth-management hub, second only to the US.

The revenues in the retail banking space in Asia-Pacific are growing at nearly 10% yearly since 2010, and the figures are estimated to cross USD1000 billion by 2025.

In the near future, huge opportunities in retail banking are expected to bring some respite for the banks operating in the region. However, generating profits would not be as easy as it will look. Consumer preferences are changing very fast in the region which will force all kind of banks, whether big or small, to alter their business models. Adding to this, many countries in the region are constantly updating their regulatory requirements in the banking space.

Competition has always been present in the Asia-Pacific banking sector, with nearly all big banks operating here in one way or the other. But the recent entry of many non-banking entities, which are providing some sort of direct payment mechanisms to the consumer, have added to the competition.

Hence, there might be tremendous growth opportunities in the retail banking sector in the region, but banks will have to fight it out to gather their share of pie. Specific opportunities are expected in the digital banking space (mobile and online banking) in the region as consumers are showing huge interest in such banking applications.

Friday, 28 June 2013

Global Mobile Phone Industry 2012-2017

The growing innovation in the mobile handset market has created a very high level of competition among mobile phone manufacturers. The mobile phone industry comprises of companies engaged in the manufacturing of mobile phones. The global mobile phone industry is expected to reach US$335 billion by 2017 showing a CAGR of over 6% during the period 2012-2017.

By the end of 2013, smartphone shipments are expected to surpass feature phones, from close to 45% in 2012 to 55% by end-2013. The reason for growing popularity of smartphones is their declining costs and better functionality.

Samsung, Apple and Nokia will continue to rule the market, though players such as RIM and HTC are also showing remarkable growth. Apple is doing good in the US as compared to Samsung, but at a global level Samsung is far ahead in competition. In terms of operating system (OS), Google's Android is the clear leader.

Saturday, 15 June 2013

SWOT Analysis of Facebook

Facebook operates as a social networking website that connects people with friends. The website's popularity, presence of wide applications and ease of use are the major advantages for the company. The company is poised to gain more users with rising internet usage and diverse applications of Facebook apps. However, frequent litigations and advertising effectiveness are its major concerns.

The annual revenues of Facebook in 2012 were US$5.08 billion and its profit was US$53 million.

Facebook - Strengths
  • Large number of applications
  • Easy user interface
  • Growing popularity

Facebook - Weaknesses
  • Frequent litigations and lawsuits
  • Lower click-through-rate (CTR) for advertisements compared to other major websites

Facebook - Opportunities
  • Corporate tie-ups
  • Increasing internet usage across the world

Facebook - Threats
  • Regulations by various countries
  • Intense competition from big players such as Google, Twitter, LinkedIn, MySpace
  • Privacy issues of customers

Benefits of IT Asset Optimization

New technologies and constantly changing markets are raising the bar on performance of IT assets. Approaching IT asset investment as a planned journey allows CIOs to optimize their investment plans.

CIOs and CTOs are regularly thinking about how to optimize IT assets. For most IT companies, the biggest group of assets is their infrastructure, the applications that run on infrastructure and the people who take care of both. In a typical organization, these run-the-business assets consume 60-70% of IT’s operating budget.

Asset optimization is a journey in which CIOs can reap several business benefits such as:

• IT cost reductions

• Cost transparency/variable costing

• Business and IT agility

• Business and IT integration

• Business and IT integrity

• Service quality

• Sustainability improvements



Sunday, 3 March 2013

Top Alcoholic Beverages Manufacturers in the World

The makers of alcoholic beverages are present across the world, and the industry is estimated to cross the US$1 trillion mark by 2014. In terms of volume, it may cross 250 billion liters by 2015.

The top and major manufacturers of alcoholic beverages are:

1. Anheuser-Busch (Belgium)
2. Kirin Holdings Company (Japan)
3. SABMiller (UK)
4. Asahi Group (Japan)
5. Diageo (UK)
6. Carlsberg (Denmark)
7. Pernod Ricard (France)
8. Grupo Modelo (Mexico)
9. Nihon Shurui Hanbai (Japan)
10. Sapporo Holdings (Japan)
11. Thai Beverage Public Company (Thailand)
12. Brown-Forman Corporation (US)
13. Tsingtao Brewery (China)
14. Molson Coors Brewing Company (US)
15. Anadolu Efes Biracilik Ve Malt Sanayii (Turkey)
16. Constellation Brands (US)
17. Takara Holdings (Japan)
18. Izmic Corporation (Japan)
19. BEAM (US)
20. Hitejinro Holdings (Republic of Korea)

Anheuser-Busch, headquartered in Belgium, is currently the biggest among all in terms of annual sales. The 2011 annual revenues of Anheuser-Busch were US$39046 million. Majority of the alcohol market is represented by the European Union.

(Note: Global Industry Analysis is in no way promoting the usage of alcohol or related products. The above content is only informational and for the purpose of knowing the market trend.)

Sunday, 27 January 2013

Top Food Processing Companies in the World

As consumer needs are shifting fast due to continuously changing lifestyles, the international food landscape is evolving rapidly. Food tastes and habits are uniting in the global society as a whole. Food lovers across the globe are trying ethnic foods from various other countries and are making it a part of their normal daily diet. Also, consumers are now aware of globally known brands and are thus open to experimenting with convenience and processed food. As a result, manufacturers, suppliers and retailers of food are re-engineering their businesses to meet such demands.

The top food processing companies in the world are:

1. Nestle (Switzerland)
2. Archer Daniels Midland Company (US)
3. Unilever (UK)
4. Sojitz Corp (Japan)
5. Mondelez International (US)
6. Wilmar International (Singapore)
7. Tyson Foods (US)
8. George Weston (Canada)
9. Danone (France)
10. CH Boehringer Sohn AG & Co KG (Germany)

Nestle, headquartered in Switzerland, reported annual sales of US$94,306.80 million in 2011.

Today, food processing companies from several high-cost countries are facing stiff competition globally, not only cost-wise, but also in terms of innovation and product variety.

Sunday, 20 January 2013

Top Software and Programming Services Providers in the World

In the current competitive environment, companies in the global software and programming industry are fighting against each other for their share of market while also continuing to face issues such as increased capital expenditure, falling operating margins, supply chain management and shortening of product life-cycle.

However, software manufacturers are resolving such issues by introducing new products and services, new partnerships, acquiring new capabilities, and also through innovations.

The major software and programming services provider companies in the world are:

1. Microsoft (US)
2. Oracle (US)
3. SAP (Germany)
4. Wipro (India)
5. Infosys (India)
6. Symantec (US)
7. Cognizant Technology (US/India)
8. CA (US)
9. Adobe Systems (US)
10. Intuit (US)

Among the above, Microsoft is the biggest in terms of annual sales. The 2011 annual revenues reported by Microsoft were US$73,723 million.